BNP Paribas uses cookies on this website. By continuing to use our website you accept the use of these cookies. Please see our cookie policy for more information and to learn how to block cookies from your computer. Blocking cookies may mean you experience reduced functionality or be prevented from using the website completely.

Your needs

Liquidity at all times

Working capital is the life source of every company and must be ensured at all times.

Over recent years, increasing numbers of companies in a wide range of industries have discovered the benefits of factoring compared to other methods of financing.

Understandably. Because factoring improves not only the liquidity situation of a company, but also protects against loss of receivables and reduces the administrative burden – for example, in receivables management.


How factoring improves your liquidity

Factoring is an attractive addition to the traditional forms of bank financing. Regardless of what your specific factoring solution looks like in the end, you can benefit from the following advantages:

  • Immediate cash flow and thus improved liquidity
  • Discount incomes (discounts, bonuses) – improved liquidity can then be used to settle own liabilities
  • More favourable financing terms through better ratings by financial institutions/banks
  • More stable financing base and greater independence from banks
  • Improved sales and competitive opportunities by being able to grant longer payment terms
  • Flexible financing that grows with turnover ("breathing" financing)
  • Protection against payment default by domestic and foreign customers
  • Increased planning reliability – greater entrepreneurial leeway
  • Reduced burden for your receivables department and dunning and collection system

Do you require additional liquidity? Are you looking for an alternative form of financing? Are you looking to get improved purchasing conditions such as discounts or bonuses from your suppliers?

Then we are the ideal partner for you!


Do you have foreign subsidiaries and are you thus looking for holistic, cross-border working capital solutions? Do you want to harmonize your credit management? Do you want to reduce the risk of your international activities? 

Then take advantage of our cross-border concepts!


Do you want to increase your sales abroad? Do you want to offer your customers delivery on open account? Are you looking for the support of an international partner, who can meet all the challenges in terms of culture, currency and language?

Then our tailor-made export-import solutions are just the thing for you!