For international companies with a solid financial structure and a centralized set-up we can propose a Pan-European solution. Within this concept you benefit from the relationship with one single contract covering the factoring service for all the countries involved. We can be of service to you even in countries where we have no presence.

A centrally managed factoring solution in Germany for all foreign companies. You get more liquidity for the group and reduce your business risks.

A company with international operations can call on our Pan-European solution if they want to:

  • Maximise working capital for the entire group
  • Keep international trade risks to a minimum
  • Outsource the international credit management process

The major advantage of this programme is that you will have one single point of contact where the service is coordinated in all the countries involved. Eventually one single contract will be signed with the headquarters covering all the countries. Even though the contract is signed centrally, we will establish regular relationships with local subsidiaries to accompany them with contract implementation.

We consider the entire group to be our client and not only the headquarters.


  • Contractual framework with a single factoring provider
  • A financing solution for the entire company group
  • Coordinated service and communication by a select customer support
  • Coordinated structure of the entire financing solution and standardised receivables management
  • Uniformity of the reporting system through a specially designed IT system


Multi-local solutions are particularly suitable for international companies looking for a coordinated cross-border programme that is centrally coordinated and locally implemented.

Read More


With Export/ Import-Factoring, you benefit from attractive payment terms and the protection against bad debts in international business.



You benefit from the liquidity and security benefits that BNP Paribas Factor provides you, with 100% risk coverage and the immediate payment of up to 90% of your claims.

Read More


Full-Service- Factoring provides immediate liquidity, relieves your receivables management and protects you from bad debts at the same time. 

Read More


Reverse-Factoring allows you and your strategic supplier a win-win situation. The coordinated involvement of all parties makes it possible to optimise payment targets.

Read More


Due-Date-Factoring  the security variant among the factoring products. We assume the complete risk of a payment failure for you.

Read More


Distribution-Finance is a financing solution that is primarily tailored to the needs of automotive manufacturers and their trading partners.

Read More


Pan-European concepts are made for companies with centralised receivables management that are interested in a uniform factoring approach for all participating countries.

Read More