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REVERSE-FACTORING

WIN-WIN SITUATION FOR ALL PARTIES

As a wholesale customer, your interest is to bind strategic suppliers to you in the long term and to receive the best possible payment targets.

BNP Paribas Factor provides Reverse-Factoring solutions for this challenge. ("Reverse" in this context refers to the transfer of the factoring idea to the procurement side of the company or its supplier relationships.) In the case of Reverse-Factoring, a contract between the wholesale customer and BNP Paribas Factor is concluded as well as a contractual agreement with the suppliers. The suppliers will continue to provide you with their invoices and confirm their correctness. As a result, 100% of the invoice amount will be immediately transferred from the BNP Paribas Factor to the suppliers. They will pay BNP Paribas Factor after expiry of the agreed payment objective.

You can use longer payment targets, yet your suppliers have an immediate inflow of liquidity. Discount benefits can be used on both sides. Reverse-Factoring leads to a strengthening of relations with suppliers, and secures the supply of important precursors.

Productflyer

Long payment targets and win–win situation for all parties

ADVANTAGES AT A GLANCE

Suppliers:

  • Immediate liquidity and turnover-congruent financing of up to 100% of receivables
  • 100% risk coverage against default on receivables
  • Improved equity ratio through the sale of receivables as a result of possible reduction of balance sheet (Basel II)

Customers (cooperation partner):

  • Strategic supplier relationship
  • Additional liquidity by taking advantage of long payment terms
  • Product and material availability
  • Transparency of payment flows
  • Optimisation of working capital
  • Establishment of competitive advantages

DUE-DATE-FACTORING

Due-Date-Factoring  the security variant among the factoring products. We assume the complete risk of a payment failure for you.

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DISTRIBUTION FINANCE

Distribution-Finance is a financing solution that is primarily tailored to the needs of automotive manufacturers and their trading partners.

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MULTI-LOCAL

Multi-local solutions are particularly suitable for international companies looking for a coordinated cross-border programme that is centrally coordinated and locally implemented.

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PAN-EUROPEAN

Pan-European concepts are made for companies with centralised receivables management that are interested in a uniform factoring approach for all participating countries.

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EXPORT/IMPORT

With Export/ Import-Factoring, you benefit from attractive payment terms and the protection against bad debts in international business.

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INHOUSE-FACTORING

You benefit from the liquidity and security benefits that BNP Paribas Factor provides you, with 100% risk coverage and the immediate payment of up to 90% of your claims.

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FULL-SERVICE-FACTORING

Full-Service- Factoring provides immediate liquidity, relieves your receivables management and protects you from bad debts at the same time. 

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REVERSE-FACTORING

Reverse-Factoring allows you and your strategic supplier a win-win situation. The coordinated involvement of all parties makes it possible to optimise payment targets.

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